- You’re planning to be in your home anywhere in the state of Texas for a shorter term, 10 years or less

- You expect interest rates to remain stable or decline

- You want a lower initial monthly payment and don’t mind a variable interest rate

- Great for starter homes & investment properties

Let an award-winning Central Texas bank help turn your dreams into reality.

Call for more information

We make home loans easy!

Extraco Mortgage offers competitive adjustable-rate mortgages.

An Adjustable-Rate Mortgage benefits Texans who need initial lower payments and interest rates.

Key Considerations:

Benefits:

- Offers more competitive rate than fixed mortgages and secondary markets 

- Adjustment caps protect home from extreme rate changes

- Buydown options available

- Upfront savings

HAVE QUESTIONS?

We can help! Fill out the form and a Mortgage Consultant will get in touch with you!

WE CREATE AN EXPERIENCE.

At Extraco Mortgage, we do things differently. As a bank under its third generation of family ownership and management, we believe in building relationships and making the customer experience more than just a transaction.

EXTRACO HOME INSURANCE

If a storm, theft, or fire ever did strike, homeowners insurance would help by paying the cost to repair or rebuild your home and replace your belongings.

• Coverage includes protection from wind, lightning, ice, snow, fire, smoke, and explosion

• Liability covers the costs associated with accidents on your property

• Coverage for high-value or customer homes is available 

Insurance helps you protect yourself and the things you value, such as your home and car, from the financial impact of risks. Extraco Insurance is a one-stop-shop for all of your needs. We offer tailored insurance to top-insurance companies to find a policy that fits you.

INSURANCE PRODUCTS ARE NOT DEPOSITS, NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY EXTRACO BANKS OR ITS AFFILIATES, AND MAY GO DOWN IN VALUE.

Extraco Banks is a Member FDIC
*Borrower may not receive any cash at closing

Call for more information:

254-457-5375

ADJUSTABLE-RATE MORTGAGE LOANS

INSURANCE PRODUCTS ARE NOT DEPOSITS, NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY EXTRACO BANKS OR ITS AFFILIATES, AND MAY GO DOWN IN VALUE.

Extraco Banks is a Member FDIC
*Borrower may not receive any cash at closing