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Why bank with Extraco?

Let an award-winning Central Texas bank help turn your dreams into reality. Extraco Banks makes managing personal finances easier and faster than ever with flexible products and services that support your goals. Whether you're saving for college or retirement, looking to finance a major purchase, or searching for the perfect insurance plan, we offer a banking experience that puts you in charge.

10-month 4.75% APY*
High-Yield Certificate of Deposit

Today's Annual Percentage Yield (APY) as of 08/02/2023. $2,500 minimum to open and earn stated APY.
This rate is available to individuals and businesses.

Get Started Today

Opening a CD account with Extraco is convenient & simple.
Click below to find your closest branch.

• Member FDIC
• Both CD products must have a minimum balance of $2,500, and cannot exceed $3,000,000.
• You must have or open an Extraco Banks account.
• Penalty will be incurred for early withdrawal. 
• The 20-month CD will automatically renew into an 18-month CD at the then-current standard CD rate.
• The 10-month CD will automatically renew into an 12-month CD at the then-current standard CD rate.
• Neither CD product is eligible for Bump-Up CD Conversion.
• * 4.75% Annual Percentage Yield rate for all money effective 08-02-23 for the 10-month CD.
• ^4.50% Annual Percentage Yield rate for all money effective 06-27-23 for the 20-month CD.

Call for more information:

254.765.8679

The Extraco Advantage

Local Decisions.
Local Team.

Join your neighbors and experience a superior customer experience when you bank with us. We are committed to helping you protect and grow your assets.

All rights reserved Copyright © 2023 Extraco Banks

20-month 4.50% APY^
High-Yield Certificate of Deposit

Today's Annual Percentage Yield (APY) as of 06/27/2023. $2,500 minimum to open and earn stated APY.
This rate is available to individuals and businesses.

We still have our 20-month CD rate, too!