Find My Local Branch

A Certificate of Deposit helps you to maximize your earnings and grow your money faster, with interest paid at end of the term. Get started by visiting your local Extraco branch.

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Why bank with Extraco?

Let an award-winning Central Texas bank help turn your dreams into realityExtraco Banks makes managing personal finances easier and faster than ever with flexible products and services that support your goals. Whether you're saving for college or retirement, looking to finance a major purchase, or searching for the perfect insurance plan, we offer a banking experience that puts you in charge.

8-month 5.00% APY*
High-Yield Certificate of Deposit

Today's Annual Percentage Yield (APY) as of 10/19/2023. $2,500 minimum to open and earn stated APY.
This rate is available to individuals and businesses.

Find My Local Branch

Get Started Today

Opening a CD account with Extraco is convenient & simple.
Click below to find your closest branch.

  • Member FDIC
  • The CD product must have a minimum balance of $2,500, and cannot exceed $3,000,000.
  • You must have or open an Extraco Banks account.
  • Penalty will be incurred for early withdrawal. 
  • The 8-month CD will automatically renew into a 180 day CD at the then-current standard CD rate. 
  • The CD product is not eligible for Bump-Up CD Conversion.
  •  *5.00% Annual Percentage Yield rate for all money effective 10-19-23 for the 8-month CD.

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The Extraco Advantage

Local Decisions.
Local Team.

Join your neighbors and experience a superior customer experience when you bank with us. We are committed to helping you protect and grow your assets.

Plan For Your Future

CDs, Money Markets, Trusts, Insurance or Investments - Extraco can help grow
your money.

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Open Accounts Online

 Open an account online in five minutes and enjoy streamlined navigation and optimized 
user interface.

Open Account

Customer Support

Chat with us and get answers in seconds, access 24/7, chat LIVE with a banker & much more.

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