Important Disclosures and Information

Access to your accounts shouldn't be limited due to your busy schedule. With an Extraco account, you'll have access to several ways to bank.

Bank the way you want.

Cash Back (2)

An Extraco Customer Care expert will contact you to begin setting up an account within 24 hours.

Get Started

Receive Cash Back on all signature-based debit card purchases.

Extraco Banks has over 55,000 surcharge-free ATMs located locally and nationwide. If you happen to use an out-of-network ATM, you'll receive up to $8.33 per month ($100 per year) in fee reimbursement.

Customize your free Discover® Debit Card with an image of your choice and enjoy zero liability, ID theft defense, contactless payments, and more. Easily connect to Apple Pay®, Google Pay, Venmo and other payment apps.

ATM Fee Reimbursement (3)

Free Debit Card

when you open an Educator Bonus Banking Checking Account and set up direct deposit. (1)

Enjoy $250

To our educators,

we say thank you.

Account Features

Free Mobile & Online Banking

Access your accounts from anywhere using our Extraco eBank online banking and mobile app. From checking balances to making deposits, paying bills, or setting up alerts– our apps have it all.

ATMs & Video TellersBill Pay & Voice PayCall Center & Phone24Mobile BankingOnline BankingMobile Payments
Visit Our Website(254) 268-8846

(1) To qualify for the bonus, you must: be a new Extraco Banks Bonus Banking customer, not have closed a Bonus Banking account within the past 6 months at Extraco Banks, set up Direct Deposit greater than or equal to $1,500 within statement cycle. If the account is open for less than 365 days, a $250 closing fee will be charged to the account

(2) Cash Back qualifications: 0.15% Cash Back on all credit or signature-based debit card transactions. Up to $250 per statement cycle. Select Credit instead of Debit when making a purchase and sign for the purchase instead of using PIN number.

(3) ATM Fee Reimbursement: you may receive up to $8.33/statement cycle (for up to $100/year) in reimbursement of non-Extraco ATM fees. This fee is in addition to the service charge at the terminal. 

  • Offer valid until May 18, 2021 for educators located in Bell, Bosque, Brazos, Coryell, Hamilton, McLennan, Williamson, and who are employed at K-12, college, or university campuses.
  • Monthly service fee is $6.00 UNLESS your average collected balance is greater than $4,999 OR you have 30 or more CREDIT (or signature-based) transactions per statement cycle OR you meet all three Service Fee Buy-Downs.
  • You may also qualify for Service Fee Buy-Downs. Each buy-down is worth $2.00. Meeting all three qualifications will eliminate the monthly service charge: 1) Direct Deposit greater than or equal to $1,000 within statement cycle, 2) maintain $2,500 average collected account balance within statement cycle, 3) 15 or more CREDIT or signature-based, debit card transactions per statement cycle.
  • Mailed Paper Statement Fee: $5.00 charge assessed on all mailed paper statements per statement cycle. Waived if you accept electronic delivery (E-Statements) OR if you are up to age 18 or 65 years or older.

See bottom of the page for important disclosures.